Thursday, April 3, 2014

Couponing 101

Total before coupons: Over $60
Total after coupons: $7 with tax


Cooper and Chloe: Couponing 101
Coupons:
·         Coupon matchups: www.hip2save.com   www.southernsavers.com  
·         Internet Printable Coupons: www.coupons.com  www.redplum.com  www.smartsource.com 
·         Sign up with manufacture websites for additional savings
·         Clip coupons from the newspaper ($1.50 for Star News or $2 for the News and Observer)
·         Order whole insterts from www.Wholecouponinserts.com  or individual clipped coupons from www.Couponsthingsby Dede.com      

Order to hand coupons over to cashier:
1.     Money off coupons (ex: $5 off your purchase of $20 or more)
2.    Cell phone coupons (any coupon apps or txt message coupons)
3.     Store coupons
4.    Manufacture coupons

Harris Teeter and Lowes Foods:
1.     Doubles 20 coupons per day below $0.99. Ex: A $0.75/1 coupon doubles to become $1.50 off one item. Makes for lots of cheap and free items.
2.    Every 6-8 weeks they run specials like “Super Doubles” (coupons under $2 double in value) and “Triples” (coupons below $0.99 triple in value).

CVS:
1.     Extra Care Bucks (ECB) are a CVS specific rewards system. Each week there are specials in the ad that state “Buy $20 worth of product receive a $5 ECB back” for example. This is a great way to lower your OOP expense on daily household products. ECB promotions often have a limit of one per week per promotion.
2.    Magic Coupon Machine: Make sure to scan your card at the big red machine. Store coupons print out that can be paired with manufacture coupons!
3.     Cash back: CVS offers a 2% cash back on everything you spend quarterly. These print out at the magic coupon machine and you spend them like ECB.

Target:
1.     Find their store coupons on Target.com, txt “offers” to 827438 to receive store coupons to your smart phone, and download the Cartwheel app to your smartphone to save the most amount of money.
2.    You can use a store coupon, a cartwheel coupon, and a manufacture coupon all on the same item at Target! Lots of great deals!
Important to remember: Just because you have a coupon for it does NOT mean it is a good deal. Also, be respectful and kind to your cashier. A smile goes a long way!



Total before coupons: $55
Total after coupons: $5 with tax




Incorporating Coupons Into Your Life!

Cooper and Chloe with an outfit that they each picked out!


Hello all! I just wanted to share a few tips with you on how to save money in your day to day life without stressing over getting the best deal! Use coupons. I know that sounds stressful to some, but I promise it is so easy! There are so many ways you can incorporate coupons into your day to day life and I will tell you how! 

1. Before you go to a craft store make sure to have a coupon in hand. Each week ALL of the craft stores come out with coupons for individual items or coupons for your total purchase. You can find these coupons on the craft store websites and print them out, pull them up on your smart phone at checkout and show the cashier, or download the app for the craft store and pull up the coupon on the app. At Hobby Lobby, Micheal's, and AC Moore you can only use one coupon per transaction per person, but at Joann's you can use one coupon per item you are purchasing AND they take competitor coupons. For example if you are buying three items you can use a coupon from the Joann's app for 40% off one item, a coupon from AC Moore for 50% off one item, and a Hobby Lobby coupon for 40% off one item! Joann's is the main fabric store in my smallish town, so that is how I am able to get a couple different fabrics or craft items for a discounted price. I love a good deal! :)

2. Buying clothing for yourself, your husband, and your darling children can add up. According to the Huffington Post, the average family of four spends over $600 just on back to school clothing! Ouch! I know that a lot of people buy clothing twice a year, once in the summer and once in the winter, but that can actually cause you to spend more than if you shop more often! Who knew that shopping more often can actually SAVE you money??! I shop for clothing one to two times a month, for my family of soon-to-be five people, and spend on average under $600 a year on all new clothing. The best way for you to save money on clothing for your family is pairing a store's sale with a coupon! It's simple! For example, Carter's was having a 50% off everything sale, a couple weeks ago, and they also had a 20% off coupon you could pair with the sale. I bought about $150 clothing for only $47 with tax. I stocked up on pajamas for the kids that were only $3.99 each, bought some cute little outfits for the new baby (girl!!!), bought two cute dresses for Chloe, and bought some cute play clothes for the kids! This is a perfect example how taking five minutes to think about what you need, where you are going, and looking for a sale and coupon online will save you so much money! Obviously, I did not buy enough clothing to last my kids for a whole year, but I did get them enough clothing to get them through the spring and into the summer. There will be more sales and more coupons to take advantage of before we "need" clothing. 

3. Use coupons at the grocery store, big box stores, and drugstores. I wont get into a how-to tutorial right now, but there are two great websites, but here is my post on Couponing 101! Why pay full price if you could get them for free or cheap?! My three favorite stores to get the best deals at are: Harris Teeter for groceries, Target for household items, and CVS drugstore for toiletries and baby supplies. A lot of people prefer to shop at one big store, like Walmart or Costco, and get everything they need in one shopping trip, but convenience usually prevents you from getting the good deals and you end up paying full price for something you could have gotten for half off by pairing it with a sale and a coupon. 

Total before coupons: $50
Total after coupons: $5 with tax!!

4. Use coupons when you go out to eat! We love to go out to eat, but it always sweetens the deal when I have a coupon in hand. You can sign up for email clubs with chain restaurants, look for flash deals by following eateries on social media, and participate in local coupon clubs like the Attractions Coupon Book among others. There are so many Buy One Get One Free Entree coupons and money off coupons (ex: $5 off your purchase of $20 or more) make for some great savings on date night or taking the family out to eat! Also, the other great thing about having book full of restaurant coupons will make you more likely to try new places than before! Saving money and going on a food adventure can make for an awesome memory!


These are four ways you can add coupons into your daily lives and save some serious money! I hope this helped! These are things that I do on a daily basis to help save money for my family! Feel free to ask any questions!